Real estate banking with Baselane
Banking and bookkeeping built for real estate investors.
Many of our customers form LLCs specifically to hold rental properties and protect real estate investments. That's why we partnered with Baselane, a banking and financial management platform built from the ground up for real estate investors. With Baselane, you can organize your finances by property and entity, keep clean books, and collect rent automatically, without cobbling together generic tools to track your cash flow.
Why we chose Baselane
Banking organized by property and entity
One of the most common mistakes real estate investors make is pooling all rental income and expenses into a single bank account. When it's time to file taxes, understand cash flow or sell a property, the numbers are a mess. Baselane solves this by letting you open dedicated checking and savings accounts with FDIC insurance up to $3M for each property and entity, so income, expenses and reserves tied to each unit or building stay clean and separate. You'll know how each property is performing without touching a spreadsheet.
Rent collection without the friction
Chasing rent payments, reconciling deposits and manually logging income each month add up to a significant time drain, especially as your portfolio grows. Baselane's built-in rent collection lets tenants pay online via ACH or card, with funds deposited directly into your property-specific account. Every payment is automatically tracked and categorized, so your records stay current without manual work on your end. Late payment reminders go out automatically, and you can see your collection status at a glance.
Bookkeeping that understands real estate
Real estate bookkeeping isn't like regular business bookkeeping. You need Schedule E categorization, entity- and property-level expense tracking, and the ability to separate capital improvements from operating costs. Baselane handles all of it automatically. Transactions are tagged using IRS-aligned real estate categories (mortgage interest, repairs, insurance, property management fees, depreciation), so your accountant gets a clean set of books at year-end, not a pile of bank statements to sort through.
High-yield savings on idle funds
Property funds don't always move fast. Security deposits sit for months or years. Reserves for repairs build up before they're needed. Capital raised for a future purchase can sit idle for a while. With Baselane, your idle funds can earn up to 2.88% APY* in savings accounts, so the money waiting on the sidelines is still working for you. There are no monthly account fees and no minimum balance requirements, which means you keep more of what you earn.
Financial infrastructure for your rental portfolio
Property-level banking
Dedicated accounts per property and entity keep income and expenses clean, separated, and easy to review at any time.
Automated rent collection
Tenants pay online, funds deposit automatically, and every payment is recorded without any manual entry required.
Tax-ready books
Schedule E categorization and receipt matching happen automatically as transactions post, so your books stay audit-ready.
Portfolio analytics
Track net operating income, cash flow and expenses across your entire portfolio in real time from a single dashboard.
Set up your real estate banking in three steps
Apply for your Baselane account
Apply online in minutes with your business information and LLC details. No branch visit required: the whole onboarding process is digital.
Connect your properties
Add your entities and set up dedicated checking and savings accounts for each rental property. Link existing bank accounts and cards to view all transactions in a consolidated ledger.
Collect rent and categorize transactions automatically
Invite your tenants to pay online, turn on automatic income and expense categorization, and let Baselane keep your books current while you focus on growing your portfolio.
Is Baselane a good fit for your real estate business?
- You own or manage rental properties and struggle to separate income and expenses by property
- You spend time manually tracking rent payments and reconciling bank deposits each month
- Tax season is stressful because your real estate income and expense records are scattered
- You hold your investment properties in an LLC and need banking that matches your structure
- You want to earn more on security deposits, reserves and idle property funds
- You are scaling your portfolio and need a financial system that grows with you
Protect the asset. Build the portfolio.
Disclaimers & disclosures
*The Annual Percentage Yield (APY) on your Savings Account is accurate as of 9/16/2026. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.29% for Savings Accounts. Total balances between $25,000 and $49,999 earn up to 2.65% APY for Savings Accounts. Total balances of $50,000 or more earn 2.88% APY for Savings Accounts. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.
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